The #1 Spot Online To Review and Compare Credit Card Offers for 2021

We'll help you take the guesswork out of shopping for the right credit card. With indepth reviews, updated promotions and unbiased tips, our editorial team will help make the process of applying for the perfect credit card for your unique situation super easy!

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Searching for the right credit card for your unique situation. Our team reviews 100's of credit cards every day from leading credit card companines incluidng Barclay, Wells Fargo, HSBC and more. Our mission in 2021 is to help consumers find the best card offers. Every person has unique goals, whether you love to travel, are searching for ways to save money on big purchases (think zero percenct card promotions) or want to lock in a low rate balance transfer, we will give you some great options that are worth considering. Finding the top cards is our passion and we hope you will find the details provided onlnie useful in your search.

Top Tips For Finding The Best Credit Card Offers in 2021

Updated January 6, 2021
Start here, see our list of top cards updated daily, powered by Card Ratings. It’s 2021, and you might be looking at the best way to consolidate your finances with a credit card balance transfer, trying for the best value for money with air miles, or looking for a good initiative system for a cashback credit card. Here are our top tips for finding the most popular and best credit card deals in 2021.

Work Out Exactly What Incentives You Will Use

Before you start looking, establish exactly what you’ll be using the card for. Will you want a card that allows you to add up the air miles like a travel credit card, or one which gives you 5% back on your grocery shopping like a cashback credit card? Establishing what’s out there before searching will stop you from being distracted by incentives that seem great but you may never use.

Think About What Initial Purchases You Can Put And Pay Of The Card

Amex offers great incentives to join up, like 10,000 membership points with $0 yearly fees if you sign up for their everyday credit card and spend $1,000 in the first three months. If you’re planning to put down a deposit for something and already have the cash, why not put the order directly on to the credit card, pay it off and get those 10,000 handy points straight back to you.

Take Advantage Of the Seasonal Sales

Capital One, Citi, Chase, Barclay and Amex all know that you might be looking for a new credit card in 2021, and have put up many promotional offers at the start of the year to incentivize you to buy the card. Make sure you compare before you buy and read the T&Cs though, as after the first year of a balance transfer credit card, your interest rates might soar, or you might have to pay a fee for the rewards credit cards and cashback credit cards.

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Consider Whether Annual Fees Are Worthwhile

Many rewards credit cards have annual fees that are only worthwhile if you get more money back than the annual fees. Some Amex and Citi cards offer bigger rewards if you use the card extensively in the first few months, but offer larger annual fees, so it might not be worthwhile in the long run if you aren’t going to take advantage of the initial join up fee.

Look At Your Current Provider

Other banks might be trying to entice you away, but your current bank might just want you to stay. Why not give your bank a call and tell them you’re thinking of leaving, and see what they can do for you? If you are looking at particular incentives, have an idea of what you want before you call them, to see if they can entice you with that particular offer.

The most popular credit cards on the market will differ from consumer to consumer, so explore the different big banks and find out what is right for you. Checking in with your own provider before making the jump might provide you with the offers you’re looking for before you make the jump and change to a new credit card this 2021.

Best New Card Offers from Citi

Citi® Double Cash Card Cash back cards are super popular with consumers, and this top rated card from Citi allows you to double your cash back as you pay off your card balance!
Citi ThankYou® Preferred Card – Take advantage of zero percent for 15 months on balance transfers and purchases with this top-rated credit card from Citi, a great card that lets you accumulate points.
Citi ThankYou® Premier Card One of the best travel credit cards for 2021, this card offers an amazing triple points on travel expenses and is loaded with perks!

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Top Credit Cards From Chase for 2021

Chase Sapphire Preferred® – Awesome credit card with some amazing bonus offer potential, worth considering if you love to travel!
Chase Freedom Unlimited® – Searching for a cash back credit card, this card offers a stellar 1.5% cash back, a great card in your wallet for 2021!
Chase Slate® – Amazing card for consumers searching for a balance transfer promotion until 2021 at zero percent!

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Best Promotional Offers from Capital One in 2021

Capital One® Quicksilver® Cash Rewards Credit Card – A leading contender for the top cash back credit card for 2021! This card features 1.5% cash back and a great sign up bonus!
Capital One® Venture® Rewards Credit Card – This card is a must have if you love to travel, take advantage of some awesome perks and promotions including sign up bonus offers!
Capital One® Platinum Credit CardThis is a great card for consumers who are looking for a card to help build credit and gain access to the Capital One network!

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Top Travel and Business Cards From American Express

Premier Rewards Gold Card from American Express – This card is loaded with Membership Rewards® Points and features awesome perks from AMEX, consider this card if your looking for a great rewards card this year.
Blue Cash Preferred® Card from American Express – Features include a great sign up bonus offer and rotating categories for cash back bonuses, an amazing card to consider for 2021
SimplyCash® Plus Business Credit Card from American Express – This card is a great choice if you own a small business, take advantage of select cash back promotions, top choice for best small business card of 2021!

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See Which Card is #1 from Bank of America

Bank of America® Cash Rewards Credit Card An awesome card with zero percent and a super choice if you want a balance transfer card that carriers cash rewards, this will be a top 5 card for 2021 with all card issuers!
Bank of America® Business Advantage Cash Rewards Mastercard® credit card – Small business owners will love this card, get a card that offers cash back with your everyday purchases and gain financial freedom for your business in 2021.
Bank of America® Premium Rewards® Credit Card A leading rewards and points credit card from Bank of America, this card makes a ton of sense in the points and perks card category!

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Reviews For Top Credit Cards For 2021