Student credit card offers additional cash flows for students to cover their expenses. It also offer them opportunity to learn how to manage their finances when they follow up on the repayment. As they make repayment on time, they will be able to build up their payment history and credit profile. The following are the top 4 student credit cards that are the most popular among college students.

1. Journey Student Rewards from Capital One
Journey Student Rewards from Capital One offers 1% cash back on all purchases. Every time you make the repayment on time, you will receive 1.25% cash back on that month. You can access a higher credit line when you promptly make repayment for 5 consecutive months. CreditWise from Capital One allows you to check your updated credit score for free. The student card also offer zero dollar fraud liability in case the card is stolen and used for fraudulent purchases. Other features of the card include foreign transaction fee, collision damage waiver, extended warranty, 24 hour travel assistance, and travel accident insurance.

2. Discover Student Cash Back Card
Discover Student Cash Back Card offers 5% cash back on bonus categories that change every quarter. Each quarter has 4 months and the first quarter starts on the 1st of January. If you shop outside the bonus categories, you will still earn a 1% cash back. Students who have achieved at least a GPA 3 will receive a $20 cash back. The card offers a zero percent APR intro promo for the first 6 months for purchases after which you will be charged an APR interest rate anywhere in between 13.99% – 22.99%. The cash back can be redeemed in the form of statement credit, check and credits for Amazon shopping.

3. Discover it Chrome
Discover it Chrome offers 2% cash back when you spend up to $1,000 in each quarter. You also earn 1% cash back on other purchases. You can get $20 cash back every year for up to 5 years if you have a GPA 3 or above. It will match the cash back you earn at the year end automatically if you are on time in making repayment every month. Discover it Chrome also have a zero percent APR for the first 6 months for purchases. For balance transfer, the APR rate is discounted to 10.99% during the first 6 months.

4. Citi ThankYou Preferred Card for College Students
Citi ThankYou Preferred Card for College Students offers 2x ThankYou Points on per dollar spent in dining and entertainment. Other purchases will earn you at least 1x ThankYou Point. There is no limit on the number of ThankYou points you can earn. Some of the features of CitiThankYou Preferred Card are extended warranty, $0 liability, concierge, and online banking. You can choose the monthly due date for the credit card repayment. The card features a zero percent APR for the first 7 months on purchases after which you will be charged for an APR interest of 15.49% – 25.49%.