You can receive cash back rewards every time you use your Discover it Cash Credit Card to make a purchase. You can earn cash back no matter if you use the card to pay for online purchases or shop at the local stores. You are not required to cover any annual fee cost.
The biggest cash back rewards is obtained by spending money in the rotating bonus categories. It allows you to earn a 5% cash back on selected categories up to $1,500 in every quarter. Every quarter, they will change the categories. There will be 1 – 2 categories in every quarter. Some of the categories that they have featured in the past are grocery stores, restaurants, Amazon.com and gas pumps.
You can visit the Discover site to see the full list of rotating categories for each quarter. For this year, the rotating bonus categories from January – March are gas stations and wholesale clubs. If you spend money outside the rotating categories, you can receive unlimited 1% flat rate cash back. Discover it card has a cash back match program that allows you to earn double cash back at the end of the 1 year card membership.
To receive this cashback, you must pay off your balance in full every month. You should download the Discover Cashback Bonus mobile app to track your accumulated cash back if you regularly use the card. There is no expiry date for the cashback rewards and you can redeem it whenever you want. However, if you do not use your rewards in 18 months, they will credit the cash back into your account.
You can browse the options for redeeming the rewards at the account center. Discover card offers several redemption options including $5 gift card, direct deposit in your bank or cover the full or partial expenses in your Amazon shopping. There are many big brands gift cards to choose from including Lowe’s, and Bed, Bath & Beyond. When you redeem your cash back as e-certificates, you will receive a bonus $5 value for your rewards. E-certificate is the same as gift card but it can only be used at online stores.
Another way to save money is to shop through the Discover Deals. To browse the Discover Deals, you must log into your Discover account first. You can also use coupons to save money apart from the initial discount that you receive from paying the purchase with your Discover card. Some of the retailers featured in Discover Deals are Walmart, Macy’s, Papa John’s and Budget.
Discover it Cash Back Card offers many security features. It will send you a notification when they detect that your social security number on a risky website. If you just lost your card, you can login into your account and freeze your account so that no one can use the card to make any purchase. It also feature $0 fraud liability to protect you from unauthorized purchases.
We help consumers find the top credit card offers for 2021, our mission is to find and compare the best cash back, rewards, travel and zero percent deals this year. Bookmark our website, best credit cards 2021 and stay tuned for more credit card promotional updates this year!