Travel credit cards help you to earn miles that can be exchanged for future trips, free hotel upgrades and amazing perks. If you frequently travel, you should get a travel credit card as it can help you to save some money in your trip expenses. The following are the top 5 travel credit cards in 2021.
1. Capital One Venture Rewards Card
Capital One Venture Rewards Card allows you to earn 2x miles on per dollar spent without any cap on the spending limit. After spending $3,000 in 3 months, you will be rewarded with 50,000 bonus miles. The 50,000 bonus miles are equivalent to $500. The annual fee is waived in the first year and $95 is charged in the following year. It offers features such as 24/7 concierge, extended warranty, auto rental and emergency card replacement.
2. Chase Sapphire Preferred
Chase Sapphire Preferred gives you the opportunity to earn 50,000 bonus points when you meet the minimum spending requirement of $4,000 in 3 months after account opening. With the 50,000 bonus points, you can redeem a travel voucher worth $625 via the Chase Ultimate Rewards program. The value of the point redemption increases by 25% when it is used for redeeming travel related expenses. In addition, you also earn 2x points on travel expenses like airfare and hotel as well as in restaurant category.
3. Barclay Arrival Plus World Elite MasterCard
Barclay Arrival Plus World Elite MasterCard allows you to earn 40,000 bonus miles when you reach $3,000 minimum spending requirement in 90 days after account opening. The 40,000 bonus miles are worth $400 of travel statement when you redeem it. The card features 2x miles per dollar spent on all purchases. The accumulated miles can be redeemed for cash back, and travel statement credit. In your next redemption, you can earn an additional 5% miles back. There is a 12 months zero APR intro promo for balance transfer if you transfer the balance within 45 days. It offers features such as no foreign transaction fee, fraud liability protection, free online FICO score access, 24/7 concierge and travel and trip cancellation insurance.
4. Bank of America Travel Rewards Card
Bank of America Travel Rewards card allows you to earn unlimited 1.5x points for per dollar spent on whatever you spend on. It features a 12 months zero percentage intro promo on purchases. You can earn 20,000 bonus points when you spend at least $1,000 within 90 days after account opening. The 20,000 bonus points can be redeemed for a $200 statement credit. It has no annual fee and foreign transaction fee.
5. Chase Ink Business Preferred Card
Chase Ink Business Preferred Card allows you to earn 80,000 bonus points when you have spent $5,000 within a period of 3 months. The 80,000 bonus points are equivalent to $1,000 worth of travel rewards. You have the opportunity to earn 3x points on selected business categories such as social media advertising, cable, and internet for up to $150,000 every year. The point’s value is 25% higher when redeeming for travel rewards.